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Toa Payoh · HDB · S310232

Blk 232 Lor 8 Toa Payoh

Completed 1976 · 12 storeys · 174 flats · 49 years 08 months remaining · 36 resale transactions on record · median household income in Toa Payoh: $8,500/mo

3 room
$364,000
10 sold · $340,000$385,000
$520 psf
Vs Toa Payoh
-28.1%
block PSF vs town median · last sale Apr 2026
#108 of 133 Toa Payoh blocks by 3-yr gain (+10%)
3D →
Lor 8 Toa Payoh, Toa Payoh · 1 km P1 ring · mrt · school · food · park · mall · health · zones: parks, commercial, reserve — hover
Flat mix · 174 homes
3-room
171 · 98%
5-room
2 · 1%
Rental
1 · 1%

12 storeys · completed 1976

What the record shows

The last seller’s gain

A 3-room here sold for $340,000 in Apr 2026. The same flat type in this block averaged $266,400 in 2020 a gain of $73,600 — about $34 a day while the owner slept.

The storey premium

In this block, 3-room flats from floor 8 up have sold for a median of $342,000 $22,000 less than floors 4 and below, same flat type, same block.

The lease cliff

This block crossed 60 years remaining in 2015 — the line where CPF usage rules tighten for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (958 sales).

The supply wave

Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 — new sellers entering this market.

Rent check

What flats in this block actually rented for in the last 12 months — official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.

TypeBlock medianRangeToa Payoh medianGross yieldRented
3-ROOM$2,800/mo$1,500$3,100$2,900/mo5

Price trend

median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here

$320$535$749201720182020202220242026

Every recent sale HDB official record, latest 30

MonthTypeStoreyArea (sqm)PricePSFLease left
Apr 20263 ROOM07 to 0965$340,000$48649y 08m
Apr 20263 ROOM10 to 1265$343,000$49049y 07m
Apr 20263 ROOM04 to 0665$365,000$52249y 08m
Jan 20263 ROOM07 to 0965$345,000$49349y 11m
Sept 20253 ROOM04 to 0665$343,000$49050y 02m
Aug 20253 ROOM04 to 0665$383,000$54750y 05m
Jul 20253 ROOM04 to 0665$385,000$55050y 05m
Jun 20253 ROOM04 to 0665$363,000$51950y 06m
Jun 20253 ROOM07 to 0965$368,000$52650y 06m
Nov 20243 ROOM10 to 1265$382,000$54651y 02m
May 20243 ROOM10 to 1265$383,000$54751y 07m
Dec 20233 ROOM07 to 0965$360,000$51551y 11m
Aug 20233 ROOM07 to 0965$360,000$51552y 05m
May 20233 ROOM10 to 1265$342,000$48952y 07m
Aug 20223 ROOM04 to 0665$322,000$46053y 04m
Jul 20223 ROOM10 to 1265$330,000$47253y 05m
Feb 20223 ROOM10 to 1265$330,000$47253y 11m
Oct 20213 ROOM10 to 1265$250,000$35754y 02m
Dec 20203 ROOM07 to 0965$252,000$36055y
Nov 20203 ROOM10 to 1265$260,000$37255y 01m
Jul 20203 ROOM07 to 0965$240,000$34355y 05m
Aug 20193 ROOM04 to 0665$230,000$32956y 03m
Aug 20193 ROOM04 to 0665$215,000$30756y 03m
Apr 20193 ROOM04 to 0665$232,000$33256y 08m
Apr 20193 ROOM01 to 0365$238,000$34056y 07m
Dec 20183 ROOM10 to 1265$235,000$33656y 11m
Oct 20183 ROOM04 to 0665$220,000$31457y 01m
Sept 20183 ROOM10 to 1265$260,000$37257y 02m
May 20183 ROOM07 to 0976$328,000$40157y 06m
Jan 20183 ROOM07 to 0965$265,000$37957y 10m

Who lives in Toa Payoh

Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg

Residents
121,850
Median age
46 yrs
42% under 40 · getting older
Children 0–9
9,410
▼ 12% since 2015 · future P1 demand
Household size
2.8 avg
Homes
82% HDB
12% condo · 5% landed
Degree holders
32%
residents 15+
Commute
63% transit
18% drive
45 min+ to work
19%

The neighbourhood

What sits around this address — distances computed from official OneMap and LTA records.

MRT
Woodleigh NE11 · 1.3km — weekday mornings, riders head to Raffles Place, Downtown, Harbourfront (LTA)
P1 ring
Pei Chun Public School 400m · Phase 2C 2.1× balloted · First Toa Payoh Primary School 478m · Phase 2C 0.1× · St Andrew'S Junior School 976m · Phase 2C 1.2× balloted — inside the 1km priority ring; Phase 2C demand is last year’s applicants ÷ vacancies (MOE)
Secondary
Beatty Secondary School · 867m
Food
Toa Payoh Lorong 7 Blk 22 (Kim Keat Palm Market And Food Centre) · 317m4 hawker centres within 1km
Green
Carmichael Rd Pg · 738m
Mall
The Woodleigh Mall · 1.4km
Health
National Healthcare Group Polyclinics (Toa Payoh Polyclinic) (polyclinic) · 340m

The neighbourhood, photographed

freely-licensed photographs taken within ~450 m · Wikimedia Commons

Toa Payoh Ritual Murders' FlatJappalang · CC BY-SA 3.0
GE2025 polling station 20250503 095634ZKang123 · CC BY-SA 4.0

Condos nearby

The private premium, measured: the nearest condo trades at 3.8×this block’s PSF.

See Blk 232 Lor 8 Toa Payoh in 3D

Fly into the neighbourhood — every condo around your block, colour-coded by price, yield and gains. Ask the AI anything about the area.

See it in 3D — free
Data: HDB resale transactions via data.gov.sg (updated weekly), OneMap. Prices are the official resale record — not estimates, not listings.
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