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Toa Payoh · HDB · S310097

Blk 97 Lor 3 Toa Payoh

Completed 1992 · 17 storeys · 80 flats · 65 years 10 months remaining · 13 resale transactions on record · median household income in Toa Payoh: $8,500/mo

5 room
$1,050,000
5 sold · $1,010,000$1,100,000
$739 psf
Vs Toa Payoh
+2.1%
block PSF vs town median · last sale Jul 2026
3D →
Lor 3 Toa Payoh, Toa Payoh · 1 km P1 ring · mrt · school · food · park · mall · health · zones: parks, commercial, reserve — hover
Flat mix · 80 homes
5-room
80 · 100%

17 storeys · completed 1992

What the record shows

The lease cliff

This block crosses 60 years remaining in 2032 — the line where CPF usage rules begin tightening for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (958 sales).

The supply wave

Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 — new sellers entering this market.

Rent check

What flats in this block actually rented for in the last 12 months — official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.

TypeBlock medianRangeToa Payoh medianGross yieldRented
5-ROOM$3,100/mo$2,200$4,200$4,000/mo3

Price trend

median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here

$395$620$846201720182020202220242026

Every recent sale HDB official record, latest 13

MonthTypeStoreyArea (sqm)PricePSFLease left
Jul 20265 ROOM10 to 12122$1,078,000$82165y 10m
Dec 20255 ROOM07 to 09132$1,050,000$73966y 05m
Oct 20255 ROOM10 to 12135$1,100,000$75766y 06m
Feb 20255 ROOM16 to 18134$1,028,000$71367y 04m
Sept 20245 ROOM07 to 09134$1,010,000$70067y 08m
Jun 20245 ROOM07 to 09123$856,000$64767y 10m
Apr 20245 ROOM04 to 06122$1,008,000$76868y
Oct 20235 ROOM07 to 09122$973,888$74268y 06m
Jun 20235 ROOM07 to 09134$1,008,000$69968y 11m
Apr 20215 ROOM04 to 06123$770,000$58270y 11m
Jan 20195 ROOM10 to 12122$830,000$63273y 03m
Dec 20175 ROOM10 to 12122$830,000$63274y 04m
May 20175 ROOM01 to 03123$610,000$46174y 11m

Who lives in Toa Payoh

Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg

Residents
121,850
Median age
46 yrs
42% under 40 · getting older
Children 0–9
9,410
▼ 12% since 2015 · future P1 demand
Household size
2.8 avg
Homes
82% HDB
12% condo · 5% landed
Degree holders
32%
residents 15+
Commute
63% transit
18% drive
45 min+ to work
19%

The neighbourhood

What sits around this address — distances computed from official OneMap and LTA records.

MRT
Braddell NS18 · 228m — weekday mornings, riders head to Raffles Place, Novena, Newton (LTA)
P1 ring
Kheng Cheng School 158m · Phase 2C 1.1× balloted · Pei Chun Public School 867m · Phase 2C 2.1× balloted · First Toa Payoh Primary School 884m · Phase 2C 0.1× · Marymount Convent School 908m · Phase 2C 0.3× — inside the 1km priority ring; Phase 2C demand is last year’s applicants ÷ vacancies (MOE)
Secondary
Beatty Secondary School · 612m
Food
Toa Payoh Lorong 4 Blk 93 · 195m5 hawker centres within 1km
Green
Toa Payoh Town Pk · 875m
Mall
Zhongshan Mall · 1.3km
Health
Mount Alvernia Hospital (hospital) · 1.2km

The neighbourhood, photographed

freely-licensed photographs taken within ~450 m · Wikimedia Commons

Car park in Toa Payoh, SingaporeQingwu Zhou (周庆武) · CC BY-SA 3.0
NS18 Braddell MRT Exit B 20201007 163121Zhenkang · CC BY-SA 4.0

Condos nearby

The private premium, measured: the nearest condo trades at 2.8×this block’s PSF.

See Blk 97 Lor 3 Toa Payoh in 3D

Fly into the neighbourhood — every condo around your block, colour-coded by price, yield and gains. Ask the AI anything about the area.

See it in 3D — free
Data: HDB resale transactions via data.gov.sg (updated weekly), OneMap. Prices are the official resale record — not estimates, not listings.
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Data: URA · HDB & SingStat via data.gov.sg · OneMap © SLA · LTA DataMall