Blk 109 Lor 1 Toa Payoh
Completed 1968 · 10 storeys · 99 flats · 42 years 09 months remaining · 21 resale transactions on record · median household income in Toa Payoh: $8,500/mo
10 storeys · completed 1968 · shops below
What the record shows
A 3-room here sold for $415,000 in May 2026. The same flat type in this block averaged $305,800 in 2020 - a gain of $109,200 - about $50 a day while the owner slept.
In this block, 3-room flats from floor 7 up have sold for a median of $409,000 - $99,000 more than floors 3 and below, same flat type, same block.
This block crossed 60 years remaining in 2009 - the line where CPF usage rules tighten for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).
Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.
Rent check
What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.
| Type | Block median | Range | Toa Payoh median | Gross yield | Rented |
|---|---|---|---|---|---|
| 3-ROOM | $2,925/mo | $2,500–$3,100 | $2,900/mo | - | 4 |
Price trend
median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here
The height gradient
every sale in 5 years, plotted by starting floor · 12 sales - do higher floors really fetch more here?
Every recent sale HDB official record, latest 21
| Month | Type | Storey | Area (sqm) | Price | PSF | Lease left |
|---|---|---|---|---|---|---|
| May 2026 | 3 ROOM | 10 to 12 | 66 | $415,000 | $584 | 42y 09m |
| Mar 2026 | 3 ROOM | 10 to 12 | 66 | $409,000 | $576 | 42y 11m |
| Dec 2024 | 3 ROOM | 07 to 09 | 66 | $445,000 | $626 | 44y 02m |
| Jun 2024 | 3 ROOM | 04 to 06 | 66 | $375,000 | $528 | 44y 08m |
| Jul 2023 | 3 ROOM | 01 to 03 | 66 | $380,000 | $535 | 45y 07m |
| May 2023 | 3 ROOM | 07 to 09 | 66 | $350,000 | $493 | 45y 08m |
| Apr 2023 | 3 ROOM | 04 to 06 | 66 | $340,000 | $479 | 45y 09m |
| Nov 2022 | 3 ROOM | 04 to 06 | 66 | $352,500 | $496 | 46y 03m |
| Jun 2022 | 3 ROOM | 07 to 09 | 66 | $326,000 | $459 | 46y 09m |
| May 2022 | 3 ROOM | 04 to 06 | 66 | $335,000 | $472 | 46y 09m |
| Nov 2021 | 3 ROOM | 01 to 03 | 66 | $310,000 | $436 | 47y 03m |
| Oct 2021 | 3 ROOM | 01 to 03 | 66 | $285,000 | $401 | 47y 04m |
| Sept 2020 | 3 ROOM | 07 to 09 | 66 | $273,000 | $384 | 48y 04m |
| Jun 2020 | 3 ROOM | 01 to 03 | 66 | $233,000 | $328 | 48y 09m |
| Jan 2020 | 3 ROOM | 10 to 12 | 66 | $290,000 | $408 | 49y |
| Jul 2019 | 3 ROOM | 01 to 03 | 66 | $268,888 | $378 | 49y 06m |
| Oct 2018 | 3 ROOM | 04 to 06 | 66 | $305,000 | $429 | 50y 04m |
| Nov 2017 | 3 ROOM | 07 to 09 | 66 | $343,000 | $483 | 51y 02m |
| Oct 2017 | 3 ROOM | 04 to 06 | 66 | $338,888 | $477 | 51y 03m |
| May 2017 | 3 ROOM | 07 to 09 | 66 | $333,000 | $469 | 51y 08m |
| Mar 2017 | 3 ROOM | 04 to 06 | 66 | $330,000 | $465 | 51y 10m |
Who lives in Toa Payoh
Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg
The neighbourhood
What sits around this address - distances computed from official OneMap and LTA records.
Around this block
The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.
3-room median $30k below this block · 9 vs 3 sales
built 1968 · same generation
3-room median $5k below this block · 17 vs 3 sales
3-room median $16k below this block · 4 vs 3 sales
3-room median $46k below this block · 3 vs 3 sales
3-room median $67k below this block · 6 vs 3 sales
Condos nearby
The private premium, measured: the nearest condo trades at 3.5×this block’s PSF.
Grounded in this block’s own resale record, trend and lease - ask away.