Blk 98 Lor 1 Toa Payoh
Completed 1968 · 16 storeys · 192 flats · 43 years remaining · 38 resale transactions on record · median household income in Toa Payoh: $8,500/mo
16 storeys · completed 1968
What the record shows
A 3-room here sold for $385,000 in Jan 2026. The same flat type in this block averaged $290,657 in 2020 - a gain of $94,343 - about $43 a day while the owner slept.
In this block, 3-room flats from floor 11 up have sold for a median of $372,944 - $46,444 more than floors 5 and below, same flat type, same block.
This block crossed 60 years remaining in 2009 - the line where CPF usage rules tighten for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).
Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.
Rent check
What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.
| Type | Block median | Range | Toa Payoh median | Gross yield | Rented |
|---|---|---|---|---|---|
| 3-ROOM | $2,850/mo | $2,100–$3,150 | $2,900/mo | - | 8 |
Price trend
median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here
The height gradient
every sale in 5 years, plotted by starting floor · 28 sales - do higher floors really fetch more here?
Every recent sale HDB official record, latest 30
| Month | Type | Storey | Area (sqm) | Price | PSF | Lease left |
|---|---|---|---|---|---|---|
| Jan 2026 | 3 ROOM | 16 to 18 | 68 | $385,000 | $526 | 43y |
| Oct 2025 | 3 ROOM | 07 to 09 | 68 | $405,000 | $553 | 43y 04m |
| Aug 2025 | 3 ROOM | 10 to 12 | 68 | $425,000 | $581 | 43y 05m |
| Aug 2025 | 3 ROOM | 01 to 03 | 68 | $380,000 | $519 | 43y 05m |
| Jul 2025 | 3 ROOM | 16 to 18 | 68 | $416,000 | $568 | 43y 07m |
| May 2025 | 3 ROOM | 01 to 03 | 68 | $393,000 | $537 | 43y 09m |
| Jan 2025 | 3 ROOM | 10 to 12 | 68 | $416,000 | $568 | 44y 01m |
| Dec 2024 | 3 ROOM | 01 to 03 | 68 | $380,000 | $519 | 44y 03m |
| Mar 2024 | 3 ROOM | 13 to 15 | 68 | $380,888 | $520 | 44y 11m |
| Feb 2024 | 3 ROOM | 10 to 12 | 68 | $390,000 | $533 | 44y 11m |
| Jan 2024 | 3 ROOM | 16 to 18 | 68 | $365,000 | $499 | 45y 01m |
| Jan 2024 | 3 ROOM | 01 to 03 | 68 | $350,000 | $478 | 45y 01m |
| Sept 2023 | 3 ROOM | 07 to 09 | 68 | $330,000 | $451 | 45y 04m |
| Aug 2023 | 3 ROOM | 04 to 06 | 68 | $325,000 | $444 | 45y 06m |
| Jul 2023 | 3 ROOM | 07 to 09 | 68 | $365,000 | $499 | 45y 07m |
| May 2023 | 3 ROOM | 01 to 03 | 68 | $335,000 | $458 | 45y 08m |
| Mar 2023 | 3 ROOM | 10 to 12 | 68 | $370,000 | $506 | 45y 10m |
| Feb 2023 | 3 ROOM | 01 to 03 | 68 | $328,000 | $448 | 46y |
| Nov 2022 | 3 ROOM | 01 to 03 | 68 | $310,000 | $424 | 46y 03m |
| Sept 2022 | 3 ROOM | 10 to 12 | 68 | $325,000 | $444 | 46y 04m |
| Sept 2022 | 3 ROOM | 16 to 18 | 68 | $338,000 | $462 | 46y 05m |
| Aug 2022 | 3 ROOM | 10 to 12 | 78 | $430,000 | $512 | 46y 05m |
| Jun 2022 | 3 ROOM | 13 to 15 | 68 | $320,000 | $437 | 46y 08m |
| May 2022 | 3 ROOM | 04 to 06 | 68 | $302,000 | $413 | 46y 09m |
| Dec 2021 | 3 ROOM | 01 to 03 | 68 | $280,000 | $383 | 47y 02m |
| Dec 2021 | 3 ROOM | 04 to 06 | 68 | $300,000 | $410 | 47y 02m |
| Aug 2021 | 3 ROOM | 04 to 06 | 68 | $278,000 | $380 | 47y 05m |
| Aug 2021 | 3 ROOM | 07 to 09 | 68 | $285,000 | $389 | 47y 05m |
| Apr 2021 | 3 ROOM | 07 to 09 | 78 | $368,000 | $438 | 47y 09m |
| Dec 2020 | 3 ROOM | 04 to 06 | 68 | $280,000 | $383 | 48y 02m |
Who lives in Toa Payoh
Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg
The neighbourhood
What sits around this address - distances computed from official OneMap and LTA records.
The neighbourhood, photographed
freely-licensed photographs taken within ~450 m · Wikimedia Commons
Around this block
The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.
3-room median $19k below this block · 10 vs 8 sales
3-room median $21k below this block · 5 vs 8 sales
3-room median $53k below this block · 4 vs 8 sales
built 1992 · 23 more lease years than this block
built 1992 · 23 more lease years than this block
3-room median $34k below this block · 9 vs 8 sales
Condos nearby
The private premium, measured: the nearest condo trades at 5.0×this block’s PSF.
Grounded in this block’s own resale record, trend and lease - ask away.