Blk 95 Lor 4 Toa Payoh
Completed 1967 · 4 storeys · 34 flats · 40 years 10 months remaining · 16 resale transactions on record · adjoined flats on the record · median household income in Toa Payoh: $8,500/mo
4 storeys · completed 1967 · shops below
What the record shows
A 3-room here sold for $358,000 in Aug 2025. The same flat type in this block averaged $268,667 in 2021 - a gain of $89,333 - about $49 a day while the owner slept.
In this block, 3-room flats from floor 4 up have sold for a median of $276,000 - $42,000 less than floors 3 and below, same flat type, same block.
This block crossed 60 years remaining in 2006 - the line where CPF usage rules tighten for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).
Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.
Rent check
What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.
| Type | Block median | Range | Toa Payoh median | Gross yield | Rented |
|---|---|---|---|---|---|
| 3-ROOM | $2,100/mo | $1,600–$2,700 | $2,900/mo | - | 3 |
Price trend
median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here
Every recent sale HDB official record, latest 16
| Month | Type | Storey | Area (sqm) | Price | PSF | Lease left |
|---|---|---|---|---|---|---|
| Aug 2025 | 3 ROOM | 04 to 06 | 60 | $358,000 | $554 | 40y 10m |
| Jul 2025 | 3 ROOM | 01 to 03 | 60 | $348,000 | $539 | 40y 11m |
| Jul 2025 | 3 ROOM | 01 to 03 | 60 | $345,000 | $534 | 40y 11m |
| Dec 2024 | 3 ROOM | 01 to 03 | 60 | $318,000 | $492 | 41y 09m |
| Jan 2023 | 3 ROOM | 04 to 06 | 60 | $275,000 | $426 | 43y 06m |
| Dec 2022 | 3 ROOM | 01 to 03 | 60 | $288,888 | $447 | 43y 07m |
| Jul 2022 | 3 ROOM | 04 to 06 | 60 | $275,000 | $426 | 44y |
| Jul 2022 | 3 ROOM | 04 to 06 | 60 | $278,000 | $430 | 44y |
| Oct 2021 | 3 ROOM | 01 to 03 | 60 | $270,000 | $418 | 44y 09m |
| Aug 2021 | 3 ROOM | 04 to 06 | 60 | $276,000 | $427 | 44y 10m |
| Jun 2021 | 3 ROOM | 01 to 03 | 60 | $260,000 | $403 | 45y 01m |
| Feb 2021 | 4 ROOM | 01 to 03 | 120 | $503,000 | $389 | 45y 04m |
| Feb 2020 | 3 ROOM | 04 to 06 | 60 | $257,000 | $398 | 46y 04m |
| Nov 2019 | 3 ROOM | 04 to 06 | 60 | $235,000 | $364 | 46y 07m |
| Jul 2019 | 3 ROOM | 04 to 06 | 60 | $200,880 | $311 | 46y 11m |
| Jun 2018 | 3 ROOM | 01 to 03 | 60 | $220,000 | $341 | 48y 01m |
Who lives in Toa Payoh
Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg
The neighbourhood
What sits around this address - distances computed from official OneMap and LTA records.
The neighbourhood, photographed
freely-licensed photographs taken within ~450 m · Wikimedia Commons
Around this block
The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.
3-room median $32k above this block · 5 vs 4 sales
3-room median $53k above this block · 8 vs 4 sales
3-room median $19k above this block · 9 vs 4 sales
3-room median $9k below this block · 3 vs 4 sales
3-room median $34k above this block · 10 vs 4 sales
built 1967 · same generation
Condos nearby
The private premium, measured: the nearest condo trades at 5.1×this block’s PSF.
Grounded in this block’s own resale record, trend and lease - ask away.