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Toa Payoh · HDB · S310195

Blk 195 Kim Keat Ave

Completed 1973 · 12 storeys · 539 flats · 46 years 01 month remaining · 112 resale transactions on record · adjoined flats on the record · median household income in Toa Payoh: $8,500/mo

3 room
$336,500
28 sold · $305,000$380,000
$474 psf
Vs Toa Payoh
-34.7%
block PSF vs town median · last sale Jul 2026
#87 of 133 Toa Payoh blocks by 3-yr gain (+13%)
3D →
Kim Keat Ave, Toa Payoh · 1 km P1 ring · mrt · school · food · park · mall · health · zones: parks, commercial, reserve - hover
Flat mix · 539 homes
3-room
528 · 98%
5-room
11 · 2%

12 storeys · completed 1973

What the record shows

The last seller’s gain

A 3-room here sold for $324,000 in Jul 2026. The same flat type in this block averaged $250,988 in 2020 - a gain of $73,012 - about $33 a day while the owner slept.

The storey premium

In this block, 3-room flats from floor 8 up have sold for a median of $327,944 - $22,944 more than floors 4 and below, same flat type, same block.

The lease cliff

This block crossed 60 years remaining in 2012 - the line where CPF usage rules tighten for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).

The supply wave

Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.

Rent check

What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.

TypeBlock medianRangeToa Payoh medianGross yieldRented
3-ROOM$3,000/mo$2,000$3,300$2,900/mo-29

Price trend

median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here

$292$521$750201720182020202220242026

The height gradient

every sale in 5 years, plotted by starting floor · 66 sales - do higher floors really fetch more here?

$322$439$556510storey →

Every recent sale HDB official record, latest 30

MonthTypeStoreyArea (sqm)PricePSFLease left
Jul 20263 ROOM04 to 0666$324,000$45646y 01m
Jun 20263 ROOM01 to 0366$330,000$46546y 02m
May 20263 ROOM04 to 0666$333,000$46946y 03m
Apr 20263 ROOM10 to 1266$338,000$47646y 04m
Apr 20263 ROOM07 to 0966$324,800$45746y 03m
Feb 20263 ROOM10 to 1266$360,000$50746y 05m
Jan 20263 ROOM10 to 1266$365,000$51446y 07m
Jan 20263 ROOM10 to 1266$330,000$46546y 07m
Jan 20263 ROOM01 to 0366$305,000$42946y 07m
Jan 20263 ROOM10 to 1266$355,000$50046y 07m
Dec 20253 ROOM07 to 0966$315,000$44346y 09m
Nov 20253 ROOM04 to 0666$320,000$45046y 08m
Sept 20253 ROOM10 to 1266$351,000$49446y 11m
Sept 20253 ROOM10 to 1266$325,888$45946y 10m
Aug 20253 ROOM01 to 0366$320,000$45046y 11m
Jun 20253 ROOM10 to 1266$375,000$52847y 02m
Jun 20253 ROOM10 to 1266$380,000$53547y 01m
Apr 20253 ROOM04 to 0666$338,888$47747y 03m
Apr 20253 ROOM07 to 0966$363,000$51147y 04m
Apr 20253 ROOM01 to 0366$338,000$47647y 04m
Mar 20253 ROOM01 to 0366$335,000$47247y 05m
Mar 20253 ROOM04 to 0666$340,000$47947y 05m
Mar 20253 ROOM01 to 0366$325,000$45747y 05m
Nov 20243 ROOM04 to 0666$326,000$45947y 10m
Oct 20243 ROOM07 to 0966$340,000$47947y 10m
Sept 20243 ROOM07 to 0966$340,000$47947y 11m
Jul 20243 ROOM07 to 0966$340,000$47948y 01m
Jul 20243 ROOM07 to 0966$322,000$45348y 01m
May 20243 ROOM01 to 0366$325,000$45748y 03m
Apr 20243 ROOM07 to 0966$320,000$45048y 04m

Who lives in Toa Payoh

Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg

Residents
121,850
Median age
46 yrs
42% under 40 · getting older
Children 0–9
9,410
▼ 12% since 2015 · future P1 demand
Household size
2.8 avg
Homes
82% HDB
12% condo · 5% landed
Degree holders
32%
residents 15+
Commute
63% transit
18% drive
45 min+ to work
19%

The neighbourhood

What sits around this address - distances computed from official OneMap and LTA records.

MRT
Toa Payoh NS19 · 1.4km - weekday mornings, riders head to Novena, Raffles Place, Newton (LTA)
P1 ring
St Andrew'S Junior School 691m · Phase 2C 1.2× balloted · Pei Chun Public School 803m · Phase 2C 2.1× balloted · Hong Wen School 978m · Phase 2C 2.5× balloted - inside the 1km priority ring; Phase 2C demand is last year’s applicants ÷ vacancies (MOE)
Secondary
Bendemeer Secondary School · 702m
Food
Toa Payoh Lorong 7 Blk 22 (Kim Keat Palm Market And Food Centre) · 583m - 5 hawker centres within 1km
Green
Mar Thoma Road Park · 482m - 3 parks within 1km
Mall
Bendemeer Shopping Mall · 1.4km
Health
Toa Payoh Polyclinic (polyclinic) · 440m

Around this block

The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.

Condos nearby

The private premium, measured: the nearest condo trades at 3.4×this block’s PSF.

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Ask anything about this block

Grounded in this block’s own resale record, trend and lease - ask away.

Sign in with Google to ask · AI-generated from this page’s data - may be inaccurate. Not financial advice.
Data: HDB resale transactions via data.gov.sg (updated weekly), OneMap. Prices are the official resale record - not estimates, not listings.
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Data: URA, HDB & SingStat (via data.gov.sg), OneMap © SLA, LTA DataMall, MOE - used under the Singapore Open Data Licence.