Blk 38 Lor 5 Toa Payoh
Completed 1969 · 11 storeys · 213 flats · 42 years 08 months remaining · 38 resale transactions on record · adjoined flats on the record · median household income in Toa Payoh: $8,500/mo
11 storeys · completed 1969
What the record shows
A 3-room here sold for $345,000 in Jun 2026. The same flat type in this block averaged $284,765 in 2020 - a gain of $60,235 - about $28 a day while the owner slept.
In this block, 3-room flats from floor 8 up have sold for a median of $340,000 - $48,500 more than floors 3 and below, same flat type, same block.
This block crossed 60 years remaining in 2009 - the line where CPF usage rules tighten for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).
Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.
Rent check
What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.
| Type | Block median | Range | Toa Payoh median | Gross yield | Rented |
|---|---|---|---|---|---|
| 3-ROOM | $2,600/mo | $1,800–$3,100 | $2,900/mo | - | 12 |
| 5-ROOM | $4,800/mo | $4,800–$4,800 | $4,000/mo | - | 1 |
Price trend
median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here
The height gradient
every sale in 5 years, plotted by starting floor · 18 sales - do higher floors really fetch more here?
Every recent sale HDB official record, latest 30
| Month | Type | Storey | Area (sqm) | Price | PSF | Lease left |
|---|---|---|---|---|---|---|
| Jun 2026 | 3 ROOM | 04 to 06 | 67 | $345,000 | $478 | 42y 08m |
| Mar 2026 | 3 ROOM | 04 to 06 | 67 | $363,000 | $503 | 42y 10m |
| Nov 2025 | 3 ROOM | 10 to 12 | 67 | $360,000 | $499 | 43y 02m |
| Nov 2025 | 3 ROOM | 10 to 12 | 67 | $375,000 | $520 | 43y 03m |
| May 2025 | 3 ROOM | 04 to 06 | 67 | $375,000 | $520 | 43y 08m |
| Oct 2024 | 3 ROOM | 04 to 06 | 67 | $372,000 | $516 | 44y 04m |
| Aug 2024 | 3 ROOM | 10 to 12 | 67 | $340,000 | $471 | 44y 06m |
| May 2024 | 3 ROOM | 04 to 06 | 77 | $370,000 | $446 | 44y 09m |
| Jan 2024 | 3 ROOM | 01 to 03 | 67 | $315,000 | $437 | 45y 01m |
| Jul 2023 | 3 ROOM | 04 to 06 | 67 | $328,000 | $455 | 45y 06m |
| May 2023 | 3 ROOM | 10 to 12 | 67 | $325,000 | $451 | 45y 09m |
| Oct 2022 | 3 ROOM | 10 to 12 | 67 | $310,000 | $430 | 46y 04m |
| Sept 2022 | 3 ROOM | 04 to 06 | 67 | $320,000 | $444 | 46y 05m |
| May 2022 | 3 ROOM | 01 to 03 | 67 | $293,000 | $406 | 46y 08m |
| Apr 2022 | 3 ROOM | 01 to 03 | 67 | $290,000 | $402 | 46y 09m |
| Feb 2022 | 3 ROOM | 07 to 09 | 67 | $285,000 | $395 | 46y 11m |
| Oct 2021 | 3 ROOM | 01 to 03 | 67 | $276,888 | $384 | 47y 04m |
| Aug 2021 | 3 ROOM | 07 to 09 | 67 | $295,000 | $409 | 47y 06m |
| Jun 2021 | 3 ROOM | 10 to 12 | 67 | $280,000 | $388 | 47y 08m |
| May 2021 | 3 ROOM | 07 to 09 | 67 | $300,000 | $416 | 47y 09m |
| May 2021 | 3 ROOM | 01 to 03 | 67 | $275,000 | $381 | 47y 08m |
| Dec 2020 | 3 ROOM | 07 to 09 | 67 | $268,000 | $372 | 48y 01m |
| Dec 2019 | 3 ROOM | 07 to 09 | 67 | $255,000 | $354 | 49y 01m |
| Dec 2019 | 3 ROOM | 07 to 09 | 67 | $270,000 | $374 | 49y 02m |
| Nov 2019 | 3 ROOM | 07 to 09 | 67 | $280,000 | $388 | 49y 02m |
| Jun 2019 | 3 ROOM | 10 to 12 | 67 | $239,000 | $331 | 49y 07m |
| Jun 2019 | 3 ROOM | 10 to 12 | 67 | $260,000 | $361 | 49y 08m |
| May 2019 | 3 ROOM | 01 to 03 | 77 | $170,000 | $205 | 49y 08m |
| Apr 2019 | 3 ROOM | 10 to 12 | 67 | $220,000 | $305 | 49y 09m |
| Apr 2019 | 3 ROOM | 10 to 12 | 67 | $245,000 | $340 | 49y 09m |
Who lives in Toa Payoh
Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg
The neighbourhood
What sits around this address - distances computed from official OneMap and LTA records.
The neighbourhood, photographed
freely-licensed photographs taken within ~450 m · Wikimedia Commons
Around this block
The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.
built 1996 · 27 more lease years than this block
built 1996 · 27 more lease years than this block
built 1992 · 23 more lease years than this block
built 1995 · 27 more lease years than this block
3-room median within $5k of this block
built 1992 · 23 more lease years than this block
Condos nearby
The private premium, measured: the nearest condo trades at 4.1×this block’s PSF.
Grounded in this block’s own resale record, trend and lease - ask away.