Blk 45 Lor 5 Toa Payoh
Completed 1992 · 20 storeys · 117 flats · 66 years 10 months remaining · 14 resale transactions on record · median household income in Toa Payoh: $8,500/mo
20 storeys · completed 1992
What the record shows
A 5-room here sold for $880,000 in Jun 2025. The same flat type in this block averaged $717,667 in 2020 - a gain of $162,333 - about $74 a day while the owner slept.
This block crosses 60 years remaining in 2032 - the line where CPF usage rules begin tightening for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).
Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.
Rent check
What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.
| Type | Block median | Range | Toa Payoh median | Gross yield | Rented |
|---|---|---|---|---|---|
| 4-ROOM | $2,600/mo | $2,600–$2,600 | $3,700/mo | - | 1 |
| 5-ROOM | $3,080/mo | $3,080–$3,080 | $4,000/mo | - | 1 |
Price trend
median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here
Every recent sale HDB official record, latest 14
| Month | Type | Storey | Area (sqm) | Price | PSF | Lease left |
|---|---|---|---|---|---|---|
| Jun 2025 | 5 ROOM | 04 to 06 | 123 | $880,000 | $665 | 66y 10m |
| Jun 2025 | 5 ROOM | 07 to 09 | 136 | $990,000 | $676 | 66y 11m |
| Jul 2023 | 5 ROOM | 01 to 03 | 125 | $739,000 | $549 | 68y 10m |
| Feb 2023 | 5 ROOM | 19 to 21 | 136 | $963,000 | $658 | 69y 03m |
| Jun 2022 | 5 ROOM | 01 to 03 | 125 | $705,000 | $524 | 69y 11m |
| Feb 2021 | 5 ROOM | 04 to 06 | 123 | $688,000 | $520 | 71y 03m |
| Oct 2020 | 5 ROOM | 13 to 15 | 136 | $760,000 | $519 | 71y 06m |
| Jul 2019 | 5 ROOM | 04 to 06 | 123 | $678,000 | $512 | 72y 09m |
| May 2019 | 5 ROOM | 19 to 21 | 125 | $745,000 | $554 | 73y |
| Apr 2019 | 5 ROOM | 16 to 18 | 125 | $748,000 | $556 | 73y |
| Feb 2018 | 5 ROOM | 13 to 15 | 136 | $730,000 | $499 | 74y 02m |
| Feb 2018 | 4 ROOM | 07 to 09 | 104 | $570,000 | $509 | 74y 03m |
| Nov 2017 | 5 ROOM | 04 to 06 | 125 | $675,000 | $502 | 74y 05m |
| Jun 2017 | 4 ROOM | 07 to 09 | 104 | $580,000 | $518 | 74y 10m |
Who lives in Toa Payoh
Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg
The neighbourhood
What sits around this address - distances computed from official OneMap and LTA records.
The neighbourhood, photographed
freely-licensed photographs taken within ~450 m · Wikimedia Commons
Around this block
The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.
built 1992 · same generation
built 1992 · same generation
built 1992 · same generation
built 1968 · 24 fewer lease years than this block
built 1969 · 23 fewer lease years than this block
built 1966 · 26 fewer lease years than this block
Condos nearby
The private premium, measured: the nearest condo trades at 3.1×this block’s PSF.
Grounded in this block’s own resale record, trend and lease - ask away.