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Toa Payoh · HDB · S310046

Blk 46 Lor 5 Toa Payoh

Completed 1992 · 13 storeys · 90 flats · 66 years 04 months remaining · 13 resale transactions on record · median household income in Toa Payoh: $8,500/mo

5 room
$855,000
3 sold · $850,000$873,000
$646 psf
Vs Toa Payoh
-10.9%
block PSF vs town median · last sale Jan 2026
3D →
Lor 5 Toa Payoh, Toa Payoh · 1 km P1 ring · mrt · school · food · park · mall · health · zones: parks, commercial, reserve - hover
Flat mix · 90 homes
5-room
90 · 100%

13 storeys · completed 1992

What the record shows

The last seller’s gain

A 5-room here sold for $855,000 in Jan 2026. The same flat type in this block averaged $718,833 in 2020 - a gain of $136,167 - about $62 a day while the owner slept.

The storey premium

In this block, 5-room flats from floor 9 up have sold for a median of $909,000 - $124,000 more than floors 4 and below, same flat type, same block.

The lease cliff

This block crosses 60 years remaining in 2032 - the line where CPF usage rules begin tightening for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).

The supply wave

Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.

Rent check

What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.

TypeBlock medianRangeToa Payoh medianGross yieldRented
5-ROOM$3,300/mo$2,550$3,800$4,000/mo-3

Price trend

median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here

$395$572$750201720182020202220242026

Every recent sale HDB official record, latest 13

MonthTypeStoreyArea (sqm)PricePSFLease left
Jan 20265 ROOM01 to 03123$855,000$64666y 04m
Dec 20255 ROOM04 to 06125$850,000$63266y 05m
Jul 20245 ROOM04 to 06125$873,000$64967y 10m
Mar 20245 ROOM10 to 12129$909,000$65567y 11m
Mar 20235 ROOM07 to 09125$760,000$56569y 02m
May 20225 ROOM04 to 06123$708,000$53569y 11m
Jan 20225 ROOM04 to 06125$710,000$52870y 04m
Dec 20215 ROOM07 to 09125$730,000$54370y 05m
Jul 20215 ROOM04 to 06125$720,000$53570y 10m
May 20215 ROOM10 to 12134$760,000$52771y
Oct 20205 ROOM10 to 12123$685,000$51771y 07m
Jun 20205 ROOM07 to 09123$665,000$50272y
Dec 20195 ROOM01 to 03123$600,000$45372y 04m

Who lives in Toa Payoh

Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg

Residents
121,850
Median age
46 yrs
42% under 40 · getting older
Children 0–9
9,410
▼ 12% since 2015 · future P1 demand
Household size
2.8 avg
Homes
82% HDB
12% condo · 5% landed
Degree holders
32%
residents 15+
Commute
63% transit
18% drive
45 min+ to work
19%

The neighbourhood

What sits around this address - distances computed from official OneMap and LTA records.

MRT
Toa Payoh NS19 · 828m - weekday mornings, riders head to Novena, Raffles Place, Newton (LTA)
P1 ring
Pei Chun Public School 220m · Phase 2C 2.1× balloted · First Toa Payoh Primary School 483m · Phase 2C 0.1× · Kheng Cheng School 699m · Phase 2C 1.1× balloted - inside the 1km priority ring; Phase 2C demand is last year’s applicants ÷ vacancies (MOE)
Secondary
Beatty Secondary School · 594m
Food
Toa Payoh Lorong 5 Blk 75 · 74m - 6 hawker centres within 1km
Green
Toa Payoh Town Pk · 919m
Mall
Zhongshan Mall · 1.3km
Health
Toa Payoh Polyclinic (polyclinic) · 661m

The neighbourhood, photographed

freely-licensed photographs taken within ~450 m · Wikimedia Commons

Toa Payoh Lorong 5 food centre outsideOrderinchaos · CC BY-SA 4.0
Lorong 5 Toa Payoh Hawker Centre closed for cleaning (1)ZKang123 · CC BY-SA 4.0
Toa Payoh Ritual Murders' FlatJappalang · CC BY-SA 3.0
Sambal kangkong at Toa Payoh Lor 4Orderinchaos · CC BY-SA 4.0
A street in Toa PayohZKang123 · CC BY-SA 4.0
Gan Siow Huang and Elysa Chen with residents at Lorong 8 Toa Payoh 20251129 085148ZKang123 · CC BY-SA 4.0

Around this block

The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.

Condos nearby

The private premium, measured: the nearest condo trades at 3.2×this block’s PSF.

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Ask anything about this block

Grounded in this block’s own resale record, trend and lease - ask away.

Sign in with Google to ask · AI-generated from this page’s data - may be inaccurate. Not financial advice.
Data: HDB resale transactions via data.gov.sg (updated weekly), OneMap. Prices are the official resale record - not estimates, not listings.
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Data: URA, HDB & SingStat (via data.gov.sg), OneMap © SLA, LTA DataMall, MOE - used under the Singapore Open Data Licence.