Blk 81B Lor 4 Toa Payoh
Completed 1995 · 25 storeys · 82 flats · 70 years 02 months remaining · 16 resale transactions on record · median household income in Toa Payoh: $8,500/mo
25 storeys · completed 1995
What the record shows
A 5-room here sold for $980,000 in Jan 2026. The same flat type in this block averaged $837,500 in 2020 - a gain of $142,500 - about $65 a day while the owner slept.
This block crosses 60 years remaining in 2036 - the line where CPF usage rules begin tightening for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).
Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.
Rent check
What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.
| Type | Block median | Range | Toa Payoh median | Gross yield | Rented |
|---|---|---|---|---|---|
| 4-ROOM | $3,600/mo | $3,600–$3,600 | $3,700/mo | - | 1 |
| 5-ROOM | $3,600/mo | $3,600–$3,600 | $4,000/mo | - | 1 |
Price trend
median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here
Every recent sale HDB official record, latest 16
| Month | Type | Storey | Area (sqm) | Price | PSF | Lease left |
|---|---|---|---|---|---|---|
| Jan 2026 | 5 ROOM | 01 to 03 | 121 | $980,000 | $752 | 70y 02m |
| Sept 2023 | 4 ROOM | 04 to 06 | 103 | $816,888 | $737 | 72y 07m |
| Jan 2023 | 4 ROOM | 16 to 18 | 105 | $805,000 | $712 | 73y 03m |
| Aug 2022 | 4 ROOM | 16 to 18 | 105 | $805,000 | $712 | 73y 07m |
| Jan 2022 | 5 ROOM | 16 to 18 | 122 | $845,000 | $643 | 74y 03m |
| Jan 2022 | 4 ROOM | 01 to 03 | 105 | $669,888 | $593 | 74y 03m |
| Dec 2021 | 5 ROOM | 22 to 24 | 122 | $910,000 | $693 | 74y 04m |
| Sept 2021 | 5 ROOM | 16 to 18 | 122 | $810,000 | $617 | 74y 06m |
| Feb 2021 | 4 ROOM | 22 to 24 | 105 | $720,000 | $637 | 75y 02m |
| Dec 2020 | 5 ROOM | 07 to 09 | 121 | $785,000 | $603 | 75y 03m |
| Sept 2019 | 5 ROOM | 19 to 21 | 122 | $838,000 | $638 | 76y 06m |
| Feb 2019 | 4 ROOM | 07 to 09 | 103 | $665,000 | $600 | 77y 01m |
| Feb 2018 | 5 ROOM | 01 to 03 | 121 | $700,000 | $537 | 78y 01m |
| Nov 2017 | 4 ROOM | 04 to 06 | 105 | $630,000 | $557 | 78y 04m |
| Mar 2017 | 4 ROOM | 10 to 12 | 105 | $680,000 | $602 | 79y |
| Feb 2017 | 4 ROOM | 04 to 06 | 103 | $667,800 | $602 | 79y 01m |
Who lives in Toa Payoh
Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg
The neighbourhood
What sits around this address - distances computed from official OneMap and LTA records.
The neighbourhood, photographed
freely-licensed photographs taken within ~450 m · Wikimedia Commons
Around this block
The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.
Condos nearby
The private premium, measured: the nearest condo trades at 2.7×this block’s PSF.
Grounded in this block’s own resale record, trend and lease - ask away.