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Toa Payoh · HDB · S310081

Blk 81 Lor 4 Toa Payoh

Completed 1995 · 25 storeys · 69 flats · 69 years 09 months remaining · 18 resale transactions on record · median household income in Toa Payoh: $8,500/mo

4 room
$975,000
1 sold · $975,000$975,000
$871 psf
5 room
$1,217,500
4 sold · $1,020,888$1,280,000
$927 psf
Vs Toa Payoh
+26.3%
block PSF vs town median · last sale Jun 2026
#41 of 133 Toa Payoh blocks by 3-yr gain (+19%)
3D →
Lor 4 Toa Payoh, Toa Payoh · 1 km P1 ring · mrt · school · food · park · mall · health · zones: parks, commercial, reserve - hover
Flat mix · 69 homes
4-room
23 · 33%
5-room
46 · 67%

25 storeys · completed 1995

What the record shows

The last seller’s gain

A 5-room here sold for $1,280,000 in Jun 2026. The same flat type in this block averaged $819,925 in 2020 - a gain of $460,075 - about $210 a day while the owner slept.

The storey premium

In this block, 5-room flats from floor 17 up have sold for a median of $1,135,000 - $234,556 more than floors 8 and below, same flat type, same block.

The lease cliff

This block crosses 60 years remaining in 2036 - the line where CPF usage rules begin tightening for buyers. In Toa Payoh over the last two years, flats below that line sold at a median 47% below their younger neighbours' PSF (967 sales).

The supply wave

Across Toa Payoh, roughly 3,491 flats in newly-completed blocks reach the end of MOP between 2026 and 2028 - new sellers entering this market.

Rent check

What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.

TypeBlock medianRangeToa Payoh medianGross yieldRented
4-ROOM$3,700/mo$3,700$3,700$3,700/mo-1

Price trend

median PSF by year · ━ this block · ╌ Toa Payoh · gaps = years with no sales here

$395$688$980201720182020202220242026

Every recent sale HDB official record, latest 18

MonthTypeStoreyArea (sqm)PricePSFLease left
Jun 20265 ROOM19 to 21122$1,280,000$97569y 09m
Jun 20265 ROOM04 to 06121$1,020,888$78469y 10m
May 20265 ROOM22 to 24122$1,250,000$95269y 11m
Sept 20254 ROOM16 to 18104$975,000$87170y 08m
Aug 20255 ROOM16 to 18122$1,185,000$90270y 08m
Apr 20235 ROOM16 to 18122$999,000$76172y 11m
Aug 20225 ROOM19 to 21122$1,020,000$77773y 08m
Jul 20225 ROOM22 to 24122$978,800$74573y 09m
Dec 20215 ROOM04 to 06121$780,000$59974y 03m
Feb 20215 ROOM10 to 12122$850,888$64875y 02m
Nov 20205 ROOM13 to 15122$828,888$63175y 05m
Nov 20204 ROOM19 to 21104$718,000$64175y 04m
Aug 20204 ROOM04 to 06103$673,000$60775y 07m
Sept 20195 ROOM19 to 21122$888,000$67676y 06m
Jun 20195 ROOM19 to 21122$888,000$67676y 09m
Sept 20184 ROOM22 to 24104$730,000$65277y 06m
Feb 20175 ROOM22 to 24122$900,000$68579y 02m
Jan 20175 ROOM22 to 24122$888,000$67679y 02m

Who lives in Toa Payoh

Census of Population 2020 · planning-area aggregates · SingStat via data.gov.sg

Residents
121,850
Median age
46 yrs
42% under 40 · getting older
Children 0–9
9,410
▼ 12% since 2015 · future P1 demand
Household size
2.8 avg
Homes
82% HDB
12% condo · 5% landed
Degree holders
32%
residents 15+
Commute
63% transit
18% drive
45 min+ to work
19%

The neighbourhood

What sits around this address - distances computed from official OneMap and LTA records.

MRT
Toa Payoh NS19 · 482m - weekday mornings, riders head to Novena, Raffles Place, Newton (LTA)
P1 ring
Kheng Cheng School 423m · Phase 2C 1.1× balloted · Pei Chun Public School 568m · Phase 2C 2.1× balloted · First Toa Payoh Primary School 787m · Phase 2C 0.1× · Chij Primary (Toa Payoh) 999m · Phase 2C 1.6× balloted - inside the 1km priority ring; Phase 2C demand is last year’s applicants ÷ vacancies (MOE)
Secondary
Beatty Secondary School · 736m
Food
Toa Payoh Lorong 4 Blk 74 (Toa Payoh Vista Market) · 199m - 6 hawker centres within 1km
Green
Toa Payoh Town Pk · 613m
Mall
Zhongshan Mall · 1.0km
Health
Toa Payoh Polyclinic (polyclinic) · 955m

The neighbourhood, photographed

freely-licensed photographs taken within ~450 m · Wikimedia Commons

Toa Payoh Public Library 14 05 2024(2)LN9267 · CC BY-SA 4.0
A street in Toa PayohZKang123 · CC BY-SA 4.0
Toa Payoh 14 05 2024(26)LN9267 · CC BY-SA 4.0
600 @ Toa Payoh 20250725 175752ZKang123 · CC BY-SA 4.0

Around this block

The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.

Condos nearby

The private premium, measured: the nearest condo trades at 2.2×this block’s PSF.

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Ask anything about this block

Grounded in this block’s own resale record, trend and lease - ask away.

Sign in with Google to ask · AI-generated from this page’s data - may be inaccurate. Not financial advice.
Data: HDB resale transactions via data.gov.sg (updated weekly), OneMap. Prices are the official resale record - not estimates, not listings.
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Data: URA, HDB & SingStat (via data.gov.sg), OneMap © SLA, LTA DataMall, MOE - used under the Singapore Open Data Licence.