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Central Area · HDB · S050538

Blk 538 Upp Cross St

Completed 1978 · 18 storeys · 126 flats · 51 years 04 months remaining · 19 resale transactions on record

3 room
$580,000
3 sold · $528,000$610,000
$898 psf
Vs Central Area
+6.7%
block PSF vs town median · last sale Jul 2026
#7 of 35 Central Area blocks by 3-yr gain (+23%)
3D →
Upp Cross St, Central Area · 1 km P1 ring · mrt · food · park · mall · health · zones: parks, commercial, reserve - hover
Flat mix · 126 homes
3-room
122 · 97%
5-room
4 · 3%

18 storeys · completed 1978

What the record shows

The last seller’s gain

A 3-room here sold for $610,000 in Jul 2026. The same flat type in this block averaged $481,000 in 2020 - a gain of $129,000 - about $59 a day while the owner slept.

The lease cliff

This block crossed 60 years remaining in 2017 - the line where CPF usage rules tighten for buyers. In Central Area over the last two years, flats below that line sold at a median 44% below their younger neighbours' PSF (226 sales).

Rent check

What flats in this block actually rented for in the last 12 months - official approvals, not listings. If you’re quoted much more, you have a number to negotiate with.

TypeBlock medianRangeCentral Area medianGross yieldRented
3-ROOM$3,200/mo$2,700$4,200--7
5-ROOM$3,350/mo$3,350$3,350--1

Price trend

median PSF by year · ━ this block · ╌ Central Area · gaps = years with no sales here

$599$786$973201720182020202220242026

The height gradient

every sale in 5 years, plotted by starting floor · 11 sales - do higher floors really fetch more here?

$685$833$98251015storey →

Every recent sale HDB official record, latest 19

MonthTypeStoreyArea (sqm)PricePSFLease left
Jul 20263 ROOM10 to 1260$610,000$94551y 04m
Aug 20253 ROOM13 to 1560$580,000$89852y 02m
Feb 20253 ROOM16 to 1860$528,000$81852y 09m
Apr 20243 ROOM13 to 1568$550,000$75153y 07m
Mar 20243 ROOM10 to 1268$522,000$71353y 09m
Dec 20233 ROOM13 to 1568$522,000$71353y 11m
Sept 20223 ROOM07 to 0960$465,000$72055y 02m
May 20223 ROOM10 to 1268$555,000$75855y 06m
Mar 20223 ROOM07 to 0960$470,000$72855y 08m
Dec 20213 ROOM16 to 1860$515,000$79755y 10m
Oct 20213 ROOM16 to 1868$530,000$72456y 01m
May 20213 ROOM07 to 0968$458,000$62656y 05m
Nov 20203 ROOM16 to 1868$475,000$64957y
Oct 20203 ROOM10 to 1260$422,000$65357y 01m
Jul 20203 ROOM13 to 1560$423,000$65557y 03m
Jan 20203 ROOM10 to 1260$414,000$64157y 09m
Dec 20193 ROOM13 to 1560$420,000$65058y
Oct 20183 ROOM16 to 1860$488,888$75759y
Oct 20173 ROOM07 to 0968$480,000$65660y

The neighbourhood

What sits around this address - distances computed from official OneMap and LTA records.

MRT
Chinatown DT19,NE4 · 268m - weekday mornings, riders head to Downtown, Harbourfront, Bayfront (LTA)
Secondary
Outram Secondary School · 974m
Food
Upper Cross Street Blk 531a (Hong Lim Food Centre And Market) · 10m - 8 hawker centres within 1km
Green
Hong Lim Pk · 210m - 16 parks within 1km
Mall
Excelsior Shopping Centre · 876m
Health
Singhealth Polyclinics (Outram Polyclinic) (polyclinic) · 1.0km

The neighbourhood, photographed

freely-licensed photographs taken within ~450 m · Wikimedia Commons

Upper Cross Street (17187922511)Nicolas Lannuzel from Singapore, S · CC BY-SA 2.0
Park Royal Hotel 1 (32164415925)Tony Hisgett from Birmingham, UK · CC BY 2.0
Park Royal on Pickering and Chinatown PointAnurag04agrawal · CC BY-SA 4.0
Hotel Park Royal on Pickering from Hong Lim Park in SingaporeBasile Morin · CC BY-SA 4.0
Hong Lim Market and Food Centre, entranceKbseah · CC BY-SA 4.0
Red Dot United Youth Wing booth at 2026 Labour Day Rally in Hong Lim Park 20260501 162049ZKang123 · CC BY-SA 4.0

Around this block

The nearest blocks by actual distance - street names are postal artifacts, so true neighbours often sit on a different road. Price gaps are median-vs-median on the flat type both blocks actually trade.

Condos nearby

The private premium, measured: the nearest condo trades at 1.1×this block’s PSF.

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Ask anything about this block

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Sign in with Google to ask · AI-generated from this page’s data - may be inaccurate. Not financial advice.
Data: HDB resale transactions via data.gov.sg (updated weekly), OneMap. Prices are the official resale record - not estimates, not listings.
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Data: URA, HDB & SingStat (via data.gov.sg), OneMap © SLA, LTA DataMall, MOE - used under the Singapore Open Data Licence.